Age Tax Credit

The Age Tax Credit and Other Tax Savings for Over 65’s in Ireland


What is the Age Tax Credit?

The Age Tax Credit is designed to provide financial relief to individuals aged 65 and over in Ireland. This credit reduces the amount of income tax payable and helps pensioners retain more of their income.


Who Qualifies?

Individuals aged 65 or older

Married couples or civil partners where at least one person is 65+


How Much Can You Claim?

€245 per year for a single person

€490 per year for a married couple


Additional Tax Benefits for Over-65s


✔️ Income Exemption Limits – If your total income is under €18,000 (single) or €36,000 (couple), you may not pay any income tax at all.

✔️ Medical Expenses Tax Relief – 20% tax relief on out-of-pocket medical costs such as doctor visits, prescriptions, and dental treatments.

✔️ Home Carer Credit – If your spouse is a home carer, you can claim an additional €1,700 credit.

✔️ DIRT Refund for Over-65s – If your income is below the exemption limit, you may be able to claim back Deposit Interest Retention Tax (DIRT) deducted from savings interest.


How to Claim the Age Tax Credit


The Age Tax Credit is automatically applied by Revenue when you turn 65. However, if it has not been applied, you can claim it via:

1. MyAccount on Revenue.ie – Under the ‘Manage Your Tax’ section.

2. Form 12 (PAYE) or Form 11 (Self-Employed) tax returns.

3. Through a tax agent like Ireland Tax Aid, ensuring you don’t miss out on any relief.


Frequently Asked Questions (FAQs)


Q: Can I claim the Age Tax Credit for previous years?

✔️ Yes, you can claim tax refunds for up to 4 years retroactively.


Q: Does the Age Tax Credit affect my State Pension?

✔️ No, it only reduces your income tax and does not impact pension payments.


👉 Claim Your Tax Refund Now

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